***ASSUMABLE RATE of 4.625 VA LOAN AVAILABLE TO QUALIFIED BUYERS, SUBJECT TO LENDER APPROVAL! Original owners \ Medallion Homes construction \ Heated saltwater pool \ Premium outdoor living*** Rarely does a home combine quality construction, thoughtful upgrades, exceptional outdoor living, and the opportunity to assume an attractive rate of 4.625 VA loan. Lovingly maintained by its original owners, this 2022 Medallion Homes residence offers over 2,200 square feet with 3 bedrooms, 2 baths, a spacious flex room/home office, hurricane-impact windows and doors, and an open-concept design created for comfortable everyday living and effortless entertaining. Soaring ceilings, abundant natural light, and an easy flow make the living and dining areas feel open, warm, and inviting. At the heart of the home is a beautifully appointed gourmet kitchen featuring quartz countertops, generous cabinetry, a walk-in pantry, an oversized center island with seating, and an impressive suite of stainless-steel appliances, including a built-in oven, built-in microwave, separate natural-gas cooktop, refrigerator, and dishwasher. The kitchen remains fully connected to the main living spaces, making it ideal for gatherings, holidays, and everyday use. Pocket sliding glass doors disappear into the wall and open to a private backyard retreat designed for year-round Florida living. The heated saltwater pool features a relaxing waterfall, while the lanai and pool deck are finished with a premium Shark Coatings concrete system consisting of a polyurea base coat, decorative flakes, and a UV-stable polyaspartic topcoat. Designed specifically for Florida pool environments, the surface is durable, slip resistant, comfortable underfoot, and resistant to chlorine and UV exposure. Electric, water, and natural-gas connections are already in place for a future outdoor kitchen. The home is also pre-wired for speakers, with wiring extending onto the lanai for seamless indoor-outdoor entertaining. One of the home's most impressive features is the oversized primary retreat, measuring approximately 15'6" x 19'3"—nearly 300 square feet—with plenty of room for oversized furniture or a private sitting area. Its en-suite bath includes dual vanities with quartz countertops, a spacious walk-in shower, and access to a generous walk-in closet. Two additional bedrooms, a full guest bath, a versatile flex room, and an oversized laundry room with utility sink and additional storage complete the thoughtfully designed interior. Life at Cross Creek extends beyond the home. Residents enjoy a clubhouse, resort-style pool with waterslide, splash pad, playground, basketball courts, dog park, walking trails, scenic lakes, fishing pier, and beautifully maintained common areas. The low HOA fee of only $111.66 monthly includes high-speed internet, cable television, and irrigation, delivering exceptional value and convenience. Conveniently located near the Fort Hamer Bridge, Lakewood Ranch, shopping, dining, medical facilities, golf, boating, parks, I-75, SRQ Airport, Tampa, St. Petersburg, and Gulf Coast beaches. With original-owner care, Medallion construction, premium upgrades, exceptional indoor-outdoor living, and an attractive assumable VA loan, this home truly stands apart. Schedule your private showing today.