Now offered at $975K – Modern Living, Income Potential, and No Flood Insurance! Built in 2021 and elevated at 52 feet in Flood Zone X, this stylish St. Pete home is just minutes from Downtown, the Grand Central District, and Treasure Island Beach. With 5 bedrooms, 3.5 bathrooms, and a fully finished apartment above the detached 2-car garage, this home offers true flexibility. The apartment features a private entrance, full bath, and dedicated parking—ideal for guests, multigenerational living, or rental income. Inside the main home, you'll find 4 bedrooms including a downstairs flex room perfect for a home office or playroom. The open-concept kitchen, dining, and living areas are designed for both daily living and entertaining, featuring a statement island, quartz counters, stainless appliances, vented range hood, and custom pantry. Upstairs, the spacious primary suite includes a spa-like bath with a walk-in shower and custom closets. Designer lighting, luxury vinyl flooring, upgraded tile, and $15K in plantation shutters with matte black hinges add upscale touches throughout. Out back, enjoy a fully fenced yard with new pavers connecting the main home to the apartment—perfect for lounging, dining, or future pool plans. Additional upgrades include impact-rated windows and doors, Nest thermostat, Ring doorbell, and other smart-home features. Modern design, income potential, and no flood insurance—this one has it all.