Welcome to this stunning home in the highly desirable, WATERFRONT community of Tara Cay in Seminole! NO Flood insurance required, located in X zone. This spacious 4-BEDROOM, 4-BATHROOM (with Garage) townhouse offers the perfect blend of coastal charm & modern convenience, all just minutes from the pristine beaches of Indian Shores. Once inside, you'll notice gorgeous Wood-look laminate flooring and discover an inviting OPEN-CONCEPT layout where the kitchen, dining, & living areas seamlessly flow together. The kitchen boasts Stylish Wood Cabinetry, Granite Countertops, a glass-top Samsung stove, built-in microwave, a NEWER REFRIGERATOR, & a BRAND-NEW DISHWASHER. Additional Cabinet STORAGE space facing the dining area, ensuring functionality meets elegance. The textured ceilings & walls, along with Ceiling Fans throughout, add a touch of sophistication & comfort. Enjoy Florida’s sunshine from 1 of 2 PRIVATE OUTDOOR SPACES – a screened-in balcony off the second-floor living area, and a spacious Screened Lanai on the lower level. The first-floor bedroom features its own ensuite bath & private lanai access, making it IDEAL FOR guests or MULTI-GENERATIONAL LIVING, IN-LAW Suite, Private Office or Game room area etc. The Primary Suite boasts CATHEDRAL CEILINGS, a luxurious UPDATED ensuite with DOUBLE VANITIES, a Walk-In closet, plus additional closet, & a private screened balcony. ALL Bedrooms are generously sized with Ceiling Fans & tons of storage space. This home is move-in ready, with Major Updates ALREADY taken care of: AC REPLACED IN 2022 (includes a 10-year transferable warranty), ROOF REPLACED IN 2017 & WATER HEATER UPDATED IN 2020. Tara Cay is known for its peaceful, community-oriented atmosphere, featuring a HEATED POOL, COMMUNITY DOCKS (allowing 24-hour docking), & plenty of social events—including LEGENDARY Halloween celebrations & community BBQ's! High & dry, the sellers said this home had NO FLOODING during last year’s hurricanes, and it sits at the highest elevation in the community. This home is just 10 mins from grocery & retail stores, 30 mins from Clearwater/St. Pete Airport, 40 mins to Tampa International Airport, and less than 30 minutes to Downtown St. Petersburg! If you're looking for a welcoming neighborhood with unbeatable access to the water & beaches, this is it! Schedule your private tour today!